Patriot Lending
People Helping People, One person at a time.

  Home    Loan Center    Products    About Us    FAQ    Resources  
 
Patriot Lending Inc. offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
 
Confoming 30,20,15,10 year fixed loan products
Temporary Seller Financing
FHA/VA
Business Financing
FHA 203k- Renovation Loan
Loan Modification
Commercial Loans
Conventional Mortgage Financing

Confoming 30,20,15,10 year fixed loan products

Get a fixed rate and never have your payment change!


Temporary Seller Financing

This is a case by case product. We are able to create or our mortgages and sell them to our invesotrs on the secondary private market. The seller must carry the mortgage for at least 3 months. We will process and close as any other loan product.

Please contact us for more information as this is one of our signature products.

Term: 30 years   Maximum Amount: $20,000,000
 

These loans are priced out on a case by case basis, please contact us for details.


FHA/VA

We are approved to provide Government sponsored loans at Patriot Lending

 

FHA- loan limits are determined by county

VA- must have or be able to obtain certificate of eligibility

 

 Please complete the application or contact us for more details jcramer@patriotlendinginc.com

or 619-997-4922


Business Financing

 Products range from SBA to business lines of credit to accounts recieveable financing to start up funding and mid stage funding

 

 For a better discription of what we can offer please contact us directly

619-997-4922 or jcramer@patriotlendinginc.com

 


FHA 203k- Renovation Loan

This loan allows for the loan to include money for repairs and upgrades as well as room additions and much more...

Term: 30 years  
 

With this product you can purchase or refinance a home that is need of some improvements and finance the improvements through the loan!


Loan Modification

We work with a group of specialists to re-negotiate the terms of your current loan.

To see if you qualify for the Federal Stimulus package go to www.makinghomesaffordable.gov

Or if you are not included in the bailout you can get more information at http://jcramer.mitigationonlineconsultants.com/

 

 The results of what may be able to be done for you will vary greatly, please look into all your options

 http://jcramer.mitigationonlineconsultants.com/


Commercial Loans

 We can arrange for commercial mortgages as well as all of your business funding needs

 

 please contact us for more information at 619-997-4922 or jcramer@patriotlendinginc.com


Conventional Mortgage Financing

 A wide variety of program options to finance your home. Purchase refinance or cash out

 

 Traditional home loan to purchase or refinance your home, programs update regularly please contact us for more information on what is specifically right for you.



FHA/VA Financing

Conventional Residential Financing- loans up to 3 million, higher upon execption approval

Renovation Financing- we use the FHA 203K and Fannie Mae Homestyle as well as private sources

Business Financing- SBA loans, Business lines of credit, account recievables financing, start up funding and assitance with business plans

Commercial Real Estate Financing- we can do a refinance of your existing loan, purchase money financing and cash out ( under certain conditions)

Hard Money Loans-  get the money you need when you need it

Private Mortgages-  we have private investors who can fund your deal, case by case approval basis

Note Brokering- have a promissory note that you would like to cash in, we have investors who will buy your note, contact us for more details

Loan Modification Services- need help getting your exisitng loan adjusted to better fit your budget click here http://jcramer.mitigationonlineconsultants.com/


Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $333,700 with closing costs of $6,674. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.